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We are not certified financial planners/advisors nor certified financial analysts nor an economist nor CPAs nor accountants or lawyers. We are not finance professionals through formal education. We believe and take pride in a sense of freedom, satisfaction, fulfillment, and empowerment that I get from being financially competent and being conscious of managing income. The contents on this site are for informational purposes only and do not constitute financial, accounting, or legal advice. I can’t promise that the information shared on my posts is appropriate for you or anyone else. By using this site, you agree to hold me harmless from any ramifications, financial or otherwise, that occur to you as a result of acting on information found on this site.